 FAQ
Outstanding products
Order our brochure
|
| What is my investment objective and how do I expect the market to perform? |
 |
You expect prices of the underlying (such as a share or an index) to be stable or rise slightly in the future.
You do not want to invest in a leveraged product (like warrants, for instance) but neither do you want to miss out on a possible rally.
Furthermore, you are looking for a product, which offers the prospect of an above-average return.
|
|
 |
 |
| Which product fits my needs? |
|
Discount Certificates give you the opportunity to buy a share at a discount. However in return for this "benefit" the maximum gain on your
investment is limited by a cap. Discount Certificates are based on two transactions: buying a share and selling a call option with a higher strike.
Due to the combination of two transactions in one product you can cut your transaction costs.
On expiry there are two possible outcomes: If the closing price of the underlying security is below the cap the underlying will be delivered to you.
If the closing price of the underlying is above the cap you will receive the amount of the cap in cash.
In this case the discount at the time of the investment adds up to a very attractive return.
|
| I am willing to accept the following risks |
|
If the share or index underlying the Discount Certificate declines, the value of the Discount Certificate decreases. Discount Certificates
entail similar risks to equity investments. If the underlying closes below the strike you take delivery of the respective security and run the risk
that the security will be trading lower in the market.
Investments in derivative products involve particular risks. Interested persons should contact their financial advisor before investing in such products.
|
| Do I have to pay taxes on this product? |
|
|
Gains from investments in Discount Certificates are treated as tax-free capital gains in Switzerland for individual investors.
|
| Do I have to open an account at Banca del Gottardo to buy this product? |
|
No. You can buy our Discount Certificates from your bank.
|
| I am an American citizen. Can I buy this product? |
|
No. The products of Gottardo Financial Solutions may be bought by Swiss residents only. Further, they are not available to US persons. See our disclaimer for further details.
|
| Do I have to hold this product to maturity? |
|
No. Discount Certificates can be bought and sold at any time during their lifetime.
|
| Where can I find current prices of this product? |
|
Quotes for this product are published on our website and in some Swiss newspapers.
|
| What happens when I take delivery of the underlying security delivered on expiry? Do I lose everything? |
|
No. Instead of the certificate you hold the security in your portfolio. You can now sell
the underlying in the market. You run the risk that the security will be trading lower than the price at which it was delivered (strike price).
|
Important legal information - Please read the disclaimer before proceeding.
This website is not intended for persons in jurisdictions in which (for reasons of residence, nationality or other reasons) the publication of or access to the site is not permitted.
Persons subject to these restrictions are therefore not authorised to access this website. Products and services shown on this website may not be available to persons resident in (or citizens of) particular countries.